The Christmas in July Event from the Warsaw-Richmond County Chamber of Commerce that supports businesses in the Heart of the Northern Neck of Virginia. Christmas in July Grant Program Congrats to Our Winners $250 Award Winners Garfield's Rescue, Inc for a new commercial grade washer/dryer The Haven Shelter & Services, Inc- Shoppe for Haven's Sake for barricades & signage The Beauty Bungalow, LLC for a hydrodermabrasion machine Relish Restaurant & Wine Bar for a new sign for Meads on Main $500 Award Winners I Spy Kids Boutique & Consignments for their interior renovation Feather Your Nest for awnings & signs The grant will be open for applications from July 1, 2025 thru July 31, 2025 . We want to focus on our members and what you need by providing a Christmas in July Grant program. We are going to be offering up to $2000 in matching grant funding to members for related business "improvement" expenses (furniture, equipment, signage, etc), excluding payroll and operating expenses (utilities, rent/mortgage, etc). The expense cannot have been purchased/paid for prior to January 1, 2025. If you have already purchased the item, please include a receipt. If the item has not been purchased, please include a cost estimate. We will only approve up to half of the expense. Board Members are not eligible for the Christmas in July Grant. The grant will be open for applications from July 1, 2025 thru July 31, 2025. Grant winners will be chosen at the WRC Chamber of Commerce Board meeting in August.

The history of the Warsaw-Richmond County Chamber of Commerce that supports businesses in the Heart of the Northern Neck of Virginia. Our History The Warsaw Chamber of Commerce, organized in 1952, consisted of "32 firms and 20 individuals." Elected officers were "H Marston Smith, president; Dr. J.T. Clanton, Sr., vice-president; Mrs. Mazie C. Sanders, secretary, and Lewis A. Hinson, treasurer." Among the many events they sponsored were the "Outdoor Christmas Lighting Contest"; "Clean-up Week" to "make the town more presentable"; the Warsaw Christmas Parage which provided "free Christmas entertainment in Warsaw", and "Warsaw Days" a "gala two-day event" which was the "biggest promotion ever attempted in town". In addition to the events, the Chamber of Commerce was also responsible for the "Welcome to Warsaw signs and the "Welcome Wagon". The Warsaw Welcome Wagon brought new residents "greetings and a warm welcome." Pictured are Chamber members Irving Beauchamp (left) and Annie Bruce Robertson (second from the left). The "wagon" was a 1930 Model A Ford driven by Mel Aycock. photo and text excerpt below taken from The Richmond County Museum

Professional Services from Members of Warsaw-Richmond County Chamber of Commerce that supports businesses in the Heart of the Northern Neck of Virginia. Professional Services Real Estate AC Realty Group Angela Carter Your trusted real estate expert for the Northern Neck, Middle Peninsula, and surrounding areas. Specializing in listing and selling properties with unmatched professionalism and local expertise. Let me help you find your dream home or sell your property with ease. Phone: (804) 580-0870 Address: 1413 Tappahannock Blvd, Tappahannock, VA 22560 Email: acrealtygroupva@gmail.com Web: ac-realtygroup.com Legal Services Andrews & Andrews, PLLC, Attorneys-at-Law Lisa Andrews With her passion to help people, Lisa Andrews will turn your challenges into opportunities. For estate planning, real estate, probate administration & business law, she can show you how to maximize your assets for today and for future generations. Phone: (804) 450-3575 Address: 235 Main Street, Warsaw, VA 22572 Email: landrews@andrewscounsel.com Web: andrewscounsel.com Printing Services Barbour Printing Services Joseph Reinhardt Opened in 1971, and run by the Reinhardt family since 1973 in Tappahannock. In 2018 Barbour Printing opened their second location in Kilmarnock. Pickup & Delivery throughout the Northern Neck & Middle Peninsula Phone: (804) 443-4505 Address: 206 Prince Street, Tappahannock, VA 22560 Email: billingbarbourprinting@gmail.com Web: www.barbourprinting.com Financial Services/Bank (SILVER MEMBER) Blue Ridge Bank Kaitlyn Martin Our founding mission: "To provide a wide range of financial services with an emphasis on quality, ethics, and superb customer relations." (804) 333-3691 4935 Richmond Road, Warsaw, VA 22572 Email: kaitlyn.martin@mybrb.bank Web: www.mybrb.bank Legal Services Bowles Law Group Charles Bowles We specialize in family law and criminal defense, tailoring our support to meet each client’s unique needs. Whether you’re facing a child custody dispute, a divorce, or criminal charges, our experienced legal team is here to help. Guided by our Christian values, we approach every case with empathy, honesty, and an unwavering commitment to your success. Phone: Phone: (804) 313-9005 Address: P.O. Box 891, Warsaw, VA 22572 Email: charles@bowleslawgroup.com Web: bowleslawgroup.com (SILVER MEMBER) C+F Bank Rebecca C. Hubert Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. To this day, we strive to serve customers, colleagues and communities by listening to their concerns, focusing on their needs and paying close attention to the details that can make them more successful. Phone: (804) 333-3500 Address: 4593 Richmond Road, Warsaw, VA 22572 Email: rhubert@cffc.com Web: www.cffc.com Financial Services/Bank CodeBlue Technology Trey Hayden CodeBlue Technology, LLC provides the area business community with a broad range of technology equipment and services. Our experienced staff of certified professionals offers the latest in computer hardware and software, networking and integration, Voice-over-IP systems and help desk support to ensure your business thrives in the marketplace. Phone: (804) 456-4500 Address: 5020 Richmond Road, Suite A, Warsaw, VA 22572 Email: sales@codebluetechnology.com Web: www.codebluetechnology.com IT Services (SILVER MEMBER) Cralle Insurance Agency Inc. Chris Cralle Insure your most important investments when you sign up for the accessible insurance coverage offered by Cralle Insurance Agency. Since 1948, we have been your premier source for unrivaled personal and business insurance throughout Callao, VA, Montross, VA, and the surrounding areas. Contact Cralle Insurance Agency today to learn more about our insurance options. Phone: (804) 529-6226 Address: 51 Factory Lane, Callao, VA 22435 Email: chris@cralleinsurance.com Web: www.cralleinsurance.com Insurance Services Cuddlebugs Child Development Center Sara Carroll We are a state licensed preschool & daycare that serves children ages 1 month - 12 years. Our age-appropriate curriculum has been developed to provide your child with the basics needed when entering into kindergarten and continued support through elementary school. Our highly qualified staff is CPR and First Aid certified. We currently provide morning and afternoon snack, as well as milk for lunch. Phone: (804) 333-4443 Address: 503 Hamilton Blvd. Warsaw, VA 22572 Email: cuddlebugscdc@gmail.com Web: www.cuddlebugscdc.com Childcare Services Financial Planning Services Davenport & Company, LLC Joshua T. Long We believe that wealth management is timeless. Opportunities arise, trends change, and technologies evolve — but the fundamentals of investment research and management remain. Our financial advice and personal service are the foundation of our success with individuals and institutions across generations. Phone: (804) 435-7705 Address: 141 Technology Park Drive, Kilmarnock, VA 22482 Email: jlong@investdavenport.com Web: www.investdavenport.com Diane M. Lank, PLC Diane Lank Diane’s practice is a general one. With her personal attention focused on you, her client, her goal is to figure out efficient and practical approaches to your legal issues. After finding out facts, she’ll tell you, straightforwardly, whether she can help you, and what the fees and costs are likely to be. If she can’t help you, she can help find someone who can. Phone: (804) 250- 2101 Address: 235 Main Street, Warsaw, VA 22572 Email: diane@lanklegal.com Web: www.lanklegal.com Legal Services (SILVER MEMBER) Dominion Energy Reagen Fakhoury Dominion Energy, Inc., commonly referred to as Dominion, is an American energy company headquartered in Richmond, Virginia that supplies electricity. Phone: (804) 221-8430 Address: 7500 W Broad Street, Henrico, VA 23294 Email: reagen.g.fakhoury@dominionenergy.com Web: www.dominionenergy.com Utility Services Photography Services Highlander Studios/Keepsake Images Charles R. Lawson Nationally Certified and Award-Winning Professional Photographer Charles R. Lawson based in Kilmarnock, offers Professional Photography Services specializing in High School Seniors, Weddings, Bridal, Photo Restoration, Art Reproduction, and Giclee Printing. Open BY APPOINTMENT with walk-in consultations welcomed. Phone: (804) 436-9999 Address: 310 North Main Street, Kilmarnock, VA 22482 Email: info@thehighlanderstudios.com Web: www.thehighlanderstudios.com Julie Stanley @ Home Printing Julie Stanley Affordable, Fast, Full Color Printing & Custom Designs for All Occasions. Business Cards, Raffle Tickets, Flyers, Programs, Newsletters, Note Cards, Invitations, Envelopes, Banners, Any Size Phone: (804) 333-4678 Address: 116 Little Creek Road, Warsaw, VA 22572 Email: athomeprinting@gmail.com Printing Services Shaheen, Ruth, Martin & Fonville Leigh Shobe Born and raised in RVA, Leigh began her real estate career in 2016 after 25 years as a litigation paralegal. Leigh enjoys connecting with her clients on a personal level and gives them an unparalleled experience in navigating the real estate market. Leigh listens to her client’s needs and uses her knowledge of the market to ensure a successful transaction. Phone: (804) 366-0298 Address: 420 N. Ridge Rd, Henrico, VA 23229 Email: leighshobe@srmfre.com Web: www.srmfre.com/agents/leigh-shobe Real Estate Services NNK Tax & Accounting, LLC. Glen Sydnor Tax Preparation Service · Financial service We are a family-owned tax and accounting service in the Northern Neck dedicated to providing support to both personal and professional financial services. Phone: (804) 761-6499 Address: 376 Main Street, Suite 101, Warsaw, VA 22572 Email: gsydnor@nnktax.com Web: www.nnktax.com Accounting Services Northern Neck Electric Cooperative Pamela Davis NNEC isn’t just an electric utility; it’s a community endeavor, established by the very communities we serve. Our mission is to provide reliable, sustainable, and affordable energy solutions. Phone: (804) 333-3621 Address: P.O. Box 288, Warsaw, VA 22572 Email: pdavis@nnec.coop Web: www.nnec.coop Utility Services ODCS Protection Systems Thomas E. Brown, III At ODCS Protections Systems, we are committed to being the most trusted provider of monitored security and safety systems in the Northern Neck and Middle Peninsula. We are a locally owned business. In business since 1983, we care deeply about our customers, they are our friends and our neighbors. Phone: (804) 333-3357 Address: P.O. Box 130, Warsaw, VA 22572 Email: mvbrown@odcsprotection.com Web: www.odcsprotection.com Security Services Insurance Services (PLATINUM MEMBER) Patrick Stone State Farm Patrick Stone As your State Farm Local Agent, my primary goal is to provide you with the coverage you need at the right price. I take pride in educating our customers about the comprehensive protection my office and State Farm can offer to safeguard their families. Phone: (804) 333-3175 Address: 1413 Tappahannock Boulevard, Suite 1, Tappahannock, VA 22560 Email: patrick@patrickismyagent.com Web: patrickismyagent.com Petite Taway, Inc Deborah Newman Deborah designs custom websites for a host of organizations and businesses throughout the US and abroad. She also provides web management training, designs marketing materials, and creates fundraising plans for nonprofits. She also provides direction, guidance, and training to aspiring entrepreneurs and consults with clients who need to realign their online presence with their brand. Phone: (207) 991-1451 Email: arts@petitetaway.com Web: www.petitetaway.com Web Design Services Real Estate Services Rice-Packett Real Estate Agency Carolyn Packett Rice-Packett specializes in waterfront, farms, residential and foreclosed properties in the Northern Neck. We are only two hours from the D C Metro Area and just one hour from Fredericksburg and Richmond. There is no better place to live, work or play than between the Rappahannock River, the Potomac River and the Chesapeake Bay. Phone: (804) 333-4933 Address: 235 Main Street (2nd Floor), Warsaw, VA 22572 Email: rprea@ricepackett.com Web: www.rice-packett.com Real Estate Services Warsaw Realty Kathi Boswell Warsaw Realty is proud to serve our community by helping families, businesses, and investors with residential real estate, land sales, and investment opportunities. Beyond real estate, we are committed to supporting local growth, building strong connections, and contributing to the success of our region. Our goal is not only to match clients with the right property but also to help strengthen the place we all call home. Phone: (804) 250-2106 Address: P.O. Box 1046      5055 Richmond Road, Warsaw, VA 22572  Insurance Services Wynkoop Insurance Agency, LLC Julie Wynkoop Independent Property & Casualty Insurance Agency providing access to over 25 insurance carriers to meet the needs of all of our clients. Industry: Insurance. Phone: (804) 462-7631 Address: 169 Plesant Retreat Lane, Montross, VA 22520 Email: juliew@cwwains.com Web: www.wynkoopins.com Insurance Services Zen Business ZenBusiness is an online platform that helps entrepreneurs easily form and manage their businesses, such as LLCs and corporations. It handles state filings, compliance reminders, registered agent services, and other essential business tasks. Web: www.zenbusiness.com

I hope everyone is surviving the cold snap today!  Thanksgiving is in a couple of weeks and Christmas follows right behind.  I know Christmas season has already started for the retail businesses and I hope your open houses all went well.   Our November monthly Board meeting was last night and below are the highlights:   We are donating $500 to Christmas Wishes and the Salvation Army.   For Giving Tuesday (December 2nd) we are going to guarantee a total of $250 to the following member non-profits, B&GCNN, Richmond County Family YMCA, Healthy Harvest Food Bank, JArt, and Menokin.  When our Facebook post goes up announcing the donations, if the post gets over 200 shares, we will add an additional $250 to each non-profit.  The Haven & Garfields received $250 during the Christmas in July Grant, but will be included in the additional funds.  We hope that some of our businesses are willing to help our member non-profits as well this holiday season!   We are still planning our December Annual Meeting.  As soon as we have confirmed plans, we will let you know.   Our Speaker Series starts back up in February 2026 with NNK Tax & Acccounting, Glen Sydnor, to update us on important information you need to know about this year's tax season.  As soon as we have finalized plans, we will let you know!   SHOP LOCAL & WIN- please make sure to respond to the Shop Local & Win Participation survey no later than Monday, November 17th.  We would like to make sure everyone that wants to participate is included. https://forms.gle/FXsmfCSwnGxCfQSv7   Christmas Decorating Contest registration is due by December 11th!  Judging for homes & businesses is December 12th.  Enter for free today at:  https://www.wrccoc.com/christmas-decorating   If you are interested in joining our Board for 2026, please reach out.   Have a wonderful Thanksgiving.   Sara Carroll President WRCCOC

Congratulations to John Vontano for winning the People's Choice Award with over 100 likes on his Mustang's picture!

Happy Fall Ya'll!  October has been a whirlwind month!  We are so thankful to all of our members and sponsors that supported us through Warsaw Fest 2025.  It was the smoothest event I have run over the past 10ish years.  We really couldn't do it without all of you!   Here is a run down of our meeting last night...  We approved a $500 sponsorship for Christmas Town   We have begun planning our December Annual Meeting.  Please mark your calendars for December 8 th  at 6pm.  Location is still yet to be determined.   We are excited to be up to 70 Members for 2025!  Every year our membership grows, which helps us to keep this going.  We are thankful to each of you for your contributions!   We went over the budget for Warsaw Fest 2025 and we are happy to announce that this year was a success.  We didn't see as much turn out due to the weather, but it didn't keep everyone away.  We are praying for a sunny day next year!  A big shout out to the RHS Beta Club and the CBGS students for coming out in full force this year and helping!  We are donating $100 to each organization!   Shop Local and Win is coming up Nov 24th – Dec 19th and we want to thank YOU for being a Warsaw-Richmond County Chamber Member this holiday season.  This year, we plan on giving away $25 gift certificates good at any participating business through our Facebook contest featuring Richie the Elf.  This program would be similar to County Bucks.  You will turn in gift certificates you received to the Chamber and we will send you a check for the total amount.  The certificates would be good through March 2025 and you will be able to submit the certificates for payments up to 3 times during that period.  Specific details on reimbursement will be emailed to those that agree to participate. Shoppers will present the coupons when paying.  Spends like cash on goods and services, with NO change given if the full value is not spent.  It has no "cash back" value. We hope you will participate this year! Please click on this link to let us know if you would like to participate. https://forms.gle/rc4g8CNmw7etxeQ97     We are gearing up for the Christmas Decorating Contest as well.  So start planning your decorations so you can win!  Business entries win a free membership to the Chamber for 2026 and we are still discussing what we will give to Residential winners!  As soon as we have our registration up and online, we will share all the details!   We received a request from Mr. Bruce Callis Jr regarding the weather station that used to be operational in Warsaw and how we can get it back to be operational so we can get on the TV weather maps.  We are going to do some reaching out to find out more information!   Just a reminder that Main Street Program is hosting Trunk or Treat on Friday, Oct 31st.  If you need more information, contact them at wrcmsp@gmail.com   Thank you to Lieutenant B. M. Radden for attending the meeting last night.   We are looking for a couple of new Board Members and all it takes is at bare minimum and hour each month to attend our meetings.  Please consider coming out and joining the Board to help support our local community and businesses!   As always have a wonderful month!  If you have any questions or concerns, please don't hesitate to reach out.   Sara Carroll President WRCCOC